Getting your product right took blood, sweat and tears.
Insurance for Specialist Retail
You've spent years building something people actually want to buy. Now protect it properly. Generic retail insurance wasn't built for businesses like yours. We work with specialist retailers who have real product exposure, a supply chain worth protecting, and a reputation on the line.
Public Liability
Cover for customer injury or damage in-store.
Product Liability
Protection if one of your products causes harm or damage.
Property Insurance
Cover for stock, fit-out, and premises damage.
Business Interruption
Income protection if you can’t trade after an insured event.
Cyber Insurance
Protection for e-commerce, payment data, and customer records.
Employers' Liability
Legally required cover for your team.
Why this matters
Mistakes happen
A batch goes out with a fault. A customer has a reaction to an ingredient. A product causes damage or injury that nobody anticipated. These things happen to good brands with rigorous processes, and when they do, the costs are significant.
Risk isn't obvious
Most retail brands focus on the product and underestimate the liability that comes with it. A single product liability claim or regulatory challenge can be far more expensive than most founders expect.
Protection is business critical
Stockists and retail partners often require it. Investors expect it. And without it, the cost of a claim, a recall, or a regulatory investigation lands directly on the business.
Why this matters
Common questions
Fraud, deliberate acts, pre-existing known issues, and a few sector-specific exclusions. We'll walk you through the detail before you sign - no surprises when it matters.
Know what you're getting.
Get a quote built around your product, not a generic retail template.
