You know what's in your product. You should know what's in your cover.
Insurance for Specialist Food & Beverage
Getting a product on shelf is hard enough. Don't let the wrong insurance be the thing that catches you out. Generic food business insurance wasn't built for brands like yours. But we can help.
Directors & Officers
Protection for leadership decisions, regulatory risks, personal liability, and legal claims.
Stock and Contents
Cover for any contents and stock held by you or at 3rd party locations.
Public Liability
Protection against third-party injury or property damage.
Cyber Insurance
Cover for data breaches, ransomware, and cyber attacks on your systems.
Employers' Liability
Legally required cover if you have staff, for employee-related claims.
Product Liability
Cover for damage or injury caused by the products you make or sell.
Why this matters
Mistakes happen
Even with rigorous processes things can go wrong, and when they do, the costs stack up fast. The right cover means you deal with the problem, not the financial fallout on top of it.
Risk isn't obvious
Most food and beverage founders are focused on the product and underestimate the liability that surrounds it. A single contamination claim or recall can cost far more than most founders expect.
Protection is business critical
Stockists, wholesalers, and retail partners often require it as a condition of doing business. Regulators expect it. And without it, the cost of a recall, a liability claim, or an enforcement action lands directly on the business.
Why this matters
Common questions
Fraud, deliberate acts, pre-existing known issues, and a few sector-specific exclusions. We'll walk you through the detail before you sign - no surprises when it matters.
Know what you're getting.
Get a quote built around your product and your business, not a generic food and beverage template.
