Raising a round changes everything. Even your insurance requirements.
Insurance for startups that have raised funds
A funding round is a double-edged sword. You've got investors with expectations, a board that can be held personally liable, and a hiring plan that will outpace whatever cover you bought last year. We work with founders at exactly this stage, and we make sure the policy keeps up with your growth.
Directors & Officers
Protection for the people making the decisions. Often expected by investors the moment a round closes.
Professional Indemnity
Cover for claims that your product, advice, or service caused a client a loss.
Cyber Insurance
Cover for data breaches, ransomware, and attacks on your systems. Higher profile after a raise means a bigger target.
Employers' Liability
Legally required once you have staff. Your headcount is about to move fast so keep an eye on requirements.
Public Liability
Protection against third-party injury or property damage.
Office Contents
Cover for equipment and contents as you take on space and kit out a growing team.
Why this matters
Investors expect Directors & Officers cover
A board seat comes with personal liability. New investors, and often the term sheet itself, will expect D&O in place. It is frequently the first gap a post-raise company discovers.
Your exposure scales faster than you think
More staff, more customers, more data, more contracts. The cover that fitted a ten-person company is the wrong size for the company you are building this year.
Last year's policy was bought by a different business
Many founders set up insurance once and leave it. Post-raise, the numbers behind that policy are out of date. A short review catches the gaps before a new client or investor asks for proof you cannot give.
Why this matters
Common questions
Because the company that bought it no longer exists in the same form. Headcount, revenue, and contractual obligations all shift after a raise, and cover sized for the old business leaves gaps in the new one.
Focus on your growth.
Get a quote built around the company you're growing into, so you can focus on your goals.
