Marine Cargo Insurance
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Marine Cargo insurance (or Goods in Transit Insurance) covers your goods while they're in transit, whether that's by sea, air, road, or rail. The moment your product leaves your hands, a lot can go wrong. Damage, theft, delays, handling accidents; the supply chain is long and the risks in it are real. This cover means that whatever happens between your supplier and your customer, the financial loss doesn't land on you.
What This Covers
Physical loss or damage to goods in transit by any mode of transport- Theft during transit or while in storage at a port or warehouse
- Damage caused by handling, loading, or unloading
- General average contributions where your cargo is involved in a shared maritime loss
- Cover for goods in temporary storage during transit
- Imports, exports, and domestic shipments
What This
Does NOT Cover
Inherent vice or natural deterioration of goods- Delay losses unless specifically included
- Losses caused by inadequate packaging
- War and strikes unless specifically included
- Wilful misconduct by the insured
Illustrative
Claim Example
Illustrative Example
A specialist food and beverage brand shipped a significant consignment of product to a US distributor. During transit, a refrigeration failure on the vessel caused the entire shipment to spoil. The consignment was worth £85,000. Their Marine Cargo policy covered the full value of the lost goods. Without cover, that loss would have fallen entirely on the business at a critical point in their international expansion.
The right cover keeps your business protected when it matters.
Protect Your Business
Who
Needs This Insurance
Any business that imports or exports physical goods
Businesses with a supply chain that spans multiple locations or countries
Specialist retail and food and beverage brands shipping product to distributors
Any business where a lost or damaged shipment would cause serious financial harm
