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Intellectual Property Insurance

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Intellectual Property insurance protects your business when someone uses what's yours without permission, or when someone accuses you of using what's theirs. IP disputes are expensive regardless of which side you're on. Legal costs accumulate quickly, and the process of defending or enforcing a claim can run for years. This cover means you can protect what you've built without having to weigh the cost of doing so against the size of your legal budget.

What This Covers

  • Legal costs to defend a claim that you've infringed someone else's IP
  • Costs to pursue a third party who is infringing your IP
  • Trade mark, patent, copyright, and design right disputes
  • Compensation awarded against you in an infringement claim
  • Emergency injunctions to stop ongoing infringement

What This
Does NOT Cover

  • IP rights not registered or established prior to the policy
  • Deliberate or knowing infringement
  • Disputes arising before the policy started
  • Contractual IP disputes not involving infringement claims

Illustrative
Claim Example

Illustrative Example

A SaaS business received a cease and desist letter alleging their product name infringed a registered trade mark held by a US company. They disagreed with the claim but faced the choice of rebranding or fighting it. Their IP policy covered the full cost of specialist legal advice and defence over a six-month dispute, which was ultimately resolved in their favour. Without cover, the legal costs alone would have been enough to force a settlement they didn't believe they owed.

Who
Needs This Insurance

Businesses with registered trade marks, patents, or proprietary technology

Creative businesses whose output is their core asset

Tech companies whose product names, code, or designs could be challenged

Any business operating in a sector where IP disputes are common

Ready to
get covered?

Get a quote for Intellectual Property cover built around what you've created.

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