Group Health Insurance
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Group Health Insurance gives your employees access to private medical treatment without the wait. GP appointments, specialist referrals, diagnostics, and treatment; covered, and available when they need it rather than when the NHS can get to them. For businesses that want to attract and keep good people, it's one of the most tangible benefits you can offer. And for your team, it's the kind of thing they actually notice.
What This Covers
Private GP consultations and specialist referrals- Diagnostic tests, scans, and investigations
- In-patient and day-patient treatment
- Out-patient consultations and follow-up care
- Mental health support, where included
- Physiotherapy and allied health services, where included
- Optional add-ons including dental and optical cover
What This
Does NOT Cover
Pre-existing conditions, depending on underwriting terms- Cosmetic or elective procedures not medically necessary
- Emergency treatment covered by the NHS
- Chronic or long-term conditions in some policy wordings
- Treatment outside agreed provider networks without prior authorisation
Illustrative
Claim Example
Illustrative Example
A member of the marketing team at a 60-person tech business developed a shoulder issue that was affecting their ability to work. On the NHS, the wait for a specialist appointment was four months. Through the company's Group Health policy, they were seen within a week, had an MRI within ten days, and were referred for treatment shortly after. They were back to full capacity within six weeks. The business paid no excess.
The right cover keeps your business protected when it matters.
Protect Your Business
Who
Needs This Insurance
Any business that wants to attract and retain good people
Companies competing for talent in sectors where benefits matter
Businesses with a team that spends long hours at a desk
Any employer who wants to reduce absence and support employee wellbeing
