Directors & Officers Insurance
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D&O insurance protects you personally when a decision you made for the business gets questioned. Shareholders, employees, regulators, investors; any of them can come after you directly, claiming you mismanaged things, acted outside your authority, or just made the wrong call. Without cover, you're dealing with that yourself. Legal bills, settlements, the lot. With it, those costs are handled, so you can get on with running the business.
What This Covers
Your legal costs if you're named in a claim- Settlements or judgments if a claim goes against you
- Allegations that money was mismanaged on your watch
- Claims that you didn't act in the best interests of the business
- Regulatory investigations and enforcement action
- Employment claims aimed at you or your leadership team
- Claims coming from shareholders, investors, or creditors
- Cover if you sit on the board of another business
- Cover for the company itself if it gets dragged in too
What This
Does NOT Cover
Fraud or deliberate wrongdoing- Physical damage or injury to someone or their property
- Anything you knew about before the policy started
- Fines that can't legally be insured
- Directors using the policy to go after each other
- Your personal tax bills
Illustrative
Claim Example
Illustrative Example
A 75-person healthtech company raised a Series B. Six months later, two early investors claimed the founders had misrepresented the company's revenue figures during the raise. The founders said that wasn't true. Their D&O policy picked up the full cost of legal defence across a 14-month dispute; £185,000 in fees, and a negotiated settlement of £95,000. Without cover, that would have come out of their own pockets.
The right cover keeps your business protected when it matters.
Protect Your Business
Who
Needs This Insurance
You've got external investors or shareholders
You've got a formal board or advisors in place
You've raised funding, or you're about to
You're a director with personal assets you'd rather keep
Who Needs This Insurance
Common questions
Yes. Every business is different. We'll build a policy around what you actually need, not what a generic product dictates.
Ready to
get covered?
Get a quote for D&O cover built around your setup, not a generic template.
