Business Crime Insurance
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Crime Insurance covers your business against financial losses caused by dishonest acts, and not always by strangers. Fraud, theft, and forgery carried out by employees, third parties, or people posing as trusted contacts are more common than most businesses expect. By the time you realise something has gone wrong, the money is usually already gone. Crime Insurance often forms part of a broader management liability or financial lines policy. If you're concerned about your exposure, the conversation is worth having before something happens rather than after.
What This Covers
Employee theft and internal fraud- Social engineering and impersonation fraud
- Forgery and alteration of financial documents
- Computer fraud and funds transfer fraud
- Third party crime causing direct financial loss
What This
Does NOT Cover
Losses discovered outside the policy's discovery period- Indirect or consequential losses
- Theft of physical assets covered under Property Insurance
- Acts you were aware of before the policy started
Who
Needs This Insurance
Any business that handles money, invoices, or financial transactions
Companies with multiple staff involved in finance or payments
Businesses that transfer funds regularly or work with third party suppliers
Any growing business where internal controls are still being established
Who Needs This Insurance
Ready to
get covered?
Crime Insurance rarely works in isolation. Get in touch and we'll make sure your exposure is properly addressed.
